XCarnival wallet

What is XCarnival (XCV)?

XCV is the token of XCarnival, a lending protocol built around NFTs as collateral rather than fungible assets. Two shapes of loan sit side by side in that design: a peer-to-peer arrangement, where a specific lender takes a specific NFT as security on agreed terms, and an instant pool that quotes against eligible collections without waiting for a counterparty. XCV is the protocol-level token attached to that system, not a coin used for paying gas.

For storage purposes, the detail that matters most is that XCV lives on two chains as two separate deployments. A balance on one is invisible to the other, moving between them means a bridge, and the coin that pays for a transfer is the native coin of whichever chain you are on, never XCV itself. Keep a little of that coin in the same wallet or the token cannot move at all.

The second detail is behavioural. A protocol token of a lending platform is not something you send weekly. It tends to sit untouched between the moments you actually use it, which is precisely when a forgotten access method turns into a real problem.

That is the gap Tangem closes: the private key is created inside the card's secure chip and never exists anywhere else, and a second card from the same set restores the same addresses if the first disappears. Signing is a tap, even after a year of not thinking about it.

Supported networks in Tangem (2): Ethereum, BNB Smart Chain.