Templar DAO wallet

What is Templar DAO (TEM)?

TEM comes from the OlympusDAO family of protocols - the design where a treasury of assets backs the token, new supply is issued against assets sold to that treasury, and stakers receive their share through a rebase rather than a claim. Templar DAO is that model built on BNB Chain, with a treasury holding stablecoins and liquidity-pool positions.

The rebase is the part that shapes how you hold it. Staked TEM changes its unit count on its own at fixed intervals, so the number in a wallet is not something the holder adjusts; it is whatever the contract last set. Unstaked TEM sitting in a wallet does not rebase - it is an ordinary BEP-20 balance, and the distinction between the staked form and the plain token matters when you compare what one wallet shows with another. Everything in this system happens through the protocol's own contracts, and BNB pays every fee, including the approvals that staking and bonding require.

There is a second thing to keep straight. "TEM" is a short ticker and Ohm forks were numerous; deployments of Templar also exist beyond BNB Chain, and an address on one chain is not an instruction about which chain a transfer should use. Supported networks in Tangem (2): BNB Smart Chain, Moonriver. Each is tracked as its own balance, and the app states the network on the confirmation screen before the card signs, which is the moment to check it.

When the balance moves by itself, there is nothing for the holder to do about it - Tangem simply reads what the chain reports, and a card kept in a drawer between transactions is enough for a rebasing position to keep behaving as designed.