Telcoin wallet

What is Telcoin (TEL)?

TEL is the token of a remittance-focused fintech that plugs blockchain rails into mobile money, with licensed entities in several jurisdictions and a Swiss association governing the token itself. It started life as an Ethereum token, and most real usage migrated to cheaper chains, which is why TEL now exists in bridged form in several places at once.

Two details matter when you hold it.

Decimals

TEL is denominated to two decimal places, not the eighteen that most Ethereum tokens use. Balances therefore look like money rather than like a long string of zeros, and any tool that assumes eighteen decimals will display or calculate TEL wrongly. Nothing is broken when your balance reads 1250.00; that is the whole precision the token has.

One address, several ledgers

Your receiving address is byte-for-byte identical on Ethereum, Polygon, Arbitrum and Base, but the TEL on each of them is a separate balance backed by a separate contract. A transfer sent on one chain never surfaces on another, and the fee is paid in that chain's own coin. Supported networks in Tangem (4): Arbitrum One, Base, Ethereum, Polygon POS.

Because of that, Tangem lists TEL per network instead of adding it up, and states which chain a payment is going out on at the moment you hold the card to the phone, so you can match it against what the recipient told you. Anyone whose TEL is scattered over more than one chain will get more out of a wallet that keeps those piles visibly apart.