Ripple Treasury launches AI automation and 24/7 Returns

6.7 Investments

Oct 26, 2026

Ripple Treasury adds AI automation and 24/7 Returns, letting eligible clients earn yield on digital assets like RLUSD outside banking hours, with flexible automation and no manual effort needed.

Ripple has rolled out significant upgrades to its Ripple Treasury platform, introducing an AI-driven orchestration layer and a new "24/7 Returns" feature. The AI automation, powered by GSmart, streamlines key treasury functions such as cash positioning, forecasting, reconciliation, liquidity management, and payments. The 24/7 Returns capability allows eligible corporate clients to earn yield on qualifying digital assets—including the RLUSD stablecoin—held in Ripple wallets. This enables idle funds to generate returns overnight, on weekends, and during holidays, all without manual intervention. Clients can tailor their treasury workflows by choosing between manual, semi-autonomous, or fully autonomous modes. Ripple has named several global companies as users of its treasury solutions, though it has not specified which have adopted the new returns feature. These enhancements aim to modernize corporate cash management, reduce manual processes, and ensure continuous financial operations beyond traditional banking hours. Details on yield rates and investment strategies have not been disclosed.