XRP surges in tokenization and wallet creation

XRP is experiencing rapid growth in tokenization, ETFs, and wallet creation, with $4B in tokenized assets and nearly 8M total accounts. Almost 40% of wallets were created in 2024–2025.

The XRP ecosystem is witnessing robust growth across several key areas, notably in real-world asset tokenization, capital inflows through ETFs, and a rapidly expanding user base. Recent figures indicate that around $4 billion in assets have been tokenized on the XRP Ledger, a value four times greater than the spot ETF market associated with XRP. Over 500 products now utilize the XRP Ledger for asset issuance or settlement, enabling institutional transactions to be processed within seconds. Wallets created in 2024 and 2025 represent nearly 40% of the total, highlighting accelerated adoption and heightened interest, even amid ongoing regulatory uncertainties. This growth is further fueled by increased corporate investments and a 1.05% rise in millionaire wallets during the first half of 2026. In the last week of June, new wallet creation surged to 26,000—a 40% increase from the previous week—pushing the total number of accounts close to 8 million.