To withdraw crypto to Tangem, set up the wallet and copy the receiving address for the exact network. On the exchange, choose Withdraw, paste it, and select the same network. Check the fee, then send a test transfer before the full amount. Your crypto sitting on an exchange is not fully yours. The exchange holds the private keys, controls the account, and can freeze withdrawals at any time. Moving funds to a self-custody wallet like Tangem changes that: you hold the keys, and no third party can block access. This guide walks through every step for any coin on any exchange. No assumptions about prior experience.
What You Need
Before starting, have these three things ready:
A Tangem Wallet (hardware cards or the free mobile app) with the Tangem app installed on an iPhone 8 or newer (iOS 16.0+) or any Android 6.0+ phone with NFC support.
An exchange account with the crypto you want to move, with identity verification already completed if the exchange requires it.
The correct receiving address for the coin and network you plan to use. This comes from inside the Tangem app, and the next section explains exactly how to find it.
A crypto transfer needs four things to work: a recipient address, an amount, a network, and a fee. Get any one of those wrong and the transfer either fails or, in the worst case, the funds are lost permanently.
Step 1: Set Up Tangem and Find Your Address
If you already have Tangem set up, skip to the address-finding part below.
First-time setup: Download the Tangem app from the App Store or Google Play. If you have Tangem cards, tap a card to the back of your phone to begin; the app will guide you through creating a wallet on the card's secure element. If you're using the free mobile wallet, create it in the app without a card. Either way, the private key is generated on your device and never transmitted anywhere.
Finding your receiving address: Open the app, select the coin you want to receive (Bitcoin, USDT, ETH, or whichever asset you're moving), and tap Receive. The app displays the public address and a QR code. Copy the address to your clipboard or use the QR code directly on the exchange's withdrawal screen. A receiving address is simply the public destination for funds. It's safe to share. The corresponding private key is used to authorize outgoing transactions and should remain secret.
One detail matters for some networks: XRP, Stellar, and TON transfers to a new address sometimes require a memo or destination tag. The Tangem app displays this field when applicable. Copy both the address and the memo exactly. Exchanges that require a memo will reject or strand funds if it's missing.
Step 2: Understanding Networks (Critical)
This is the step where most mistakes happen.
When an exchange asks you to "select a network," it's asking which blockchain the transfer should travel on. For some coins, only one network exists. For others, there are many. USDT, for example, runs on Ethereum (ERC-20), Tron (TRC-20), BNB Smart Chain (BEP-20), Solana, Polygon, Optimism, Avalanche, TON, and more.
Here's why this matters: Ethereum, BNB Chain, Base, and Polygon all use the same address format. An address that looks correct for Ethereum also looks correct for Polygon. But if you send Polygon USDT to an Ethereum address that isn't set up for Polygon, those funds can be stranded. Address format matching alone is not enough. The network must match, too.
The rule is simple: the network you select on the exchange must match the network address you copy from Tangem. In the Tangem app, when you tap Receive on a token, the displayed address corresponds to that token's network. If you want to receive USDT on Tron, select the TRC-20 USDT token in Tangem, then copy that address. Don't use an Ethereum address for a Tron withdrawal. The table below covers the most commonly transferred assets, their available networks, the typically cheapest option, and whether Tangem supports them.
Note: Network fees change constantly with blockchain congestion. The "cheapest" column reflects typical conditions, not a guarantee. Always check the fee shown on the exchange's withdrawal screen before confirming.
Tangem's app manages more than 16,000 tokens across more than 91 blockchain networks, so if your coin isn't in the table above, search for it in the app. It's very likely supported.
Step 3: Withdraw from Your Exchange
The exact screens differ by exchange, but the underlying steps are the same everywhere.
Go to your wallet or assets page and find the coin you want to withdraw.
Select Withdraw (sometimes labeled "Send" or "Transfer out").
Paste your Tangem address into the recipient field. Don't type it manually. Copy it directly from the Tangem app to avoid typos.
Select the network. This must match the network your Tangem address is set to receive on. Double-check before proceeding.
Enter the amount. Note the exchange's minimum withdrawal for that coin and network. Binance, for instance, sets a minimum of 10 USDT on TRC-20 and around 6.84 USDT on ERC-20, and these minimums can change with network conditions.
Review the fee. The exchange deducts a withdrawal fee from your balance. This is separate from any blockchain gas fee. The amount shown on screen is what you'll actually pay.
Complete security verification. Most exchanges require email confirmation, SMS code, or an authenticator app code at this stage. Complete all steps.
Submit the withdrawal.
Once submitted, the transaction enters the blockchain's mempool. It is a waiting area for unconfirmed transfers. From this point, it's public and irreversible.
Step 4: Confirm and Verify
After submitting, the exchange sends a confirmation email and displays a transaction ID (TXID). Save this. A TXID is the cryptographic hash that serves as a receipt for the transfer.
To check the status, paste the TXID into the relevant blockchain explorer:
Bitcoin: mempool.space or blockchain.com
Ethereum and EVM chains: etherscan.io (or the chain's own explorer)
Tron: tronscan.org
Solana: solscan.io
The explorer shows the sender, recipient address, amount, fee, block number, and confirmation count. A blockchain explorer can confirm that funds are moving correctly before they appear in your Tangem app.
How long does confirmation take? It depends on the network:
Network
Typical Block Time
Confirmations Often Required
Bitcoin
~10 minutes
1-6 blocks (10-60 min)
Ethereum
~12 seconds
12-20 blocks (~3-4 min)
Solana
Sub-second
Near-instant finality
Tron (TRC-20)
~3 seconds
19 blocks (~1 min)
BNB Smart Chain
~3 seconds
15 blocks (~45 sec)
Many wallets show a balance after one confirmation. Exchanges processing large deposits sometimes wait for 20 or more confirmations before crediting funds on their end, but for a withdrawal to Tangem, you only need to wait for Tangem to reflect the balance, which typically happens after one to a few confirmations. Once the transaction is confirmed, open the Tangem app. The balance for that coin and network updates automatically.
Common Withdrawal Fees by Exchange
Exchange withdrawal fees are set by the exchange itself, in addition to the underlying blockchain network cost. Current comparable BTC, ETH, and TRC-20 USDT figures are available only for Binance, Kraken, and Bybit, so the table uses those three exchanges. Confirm each fee on the exchange's withdrawal screen before submitting.
Exchange
BTC Fee
ETH (ERC-20) Fee
USDT (TRC-20) Fee
Binance
~0.0002 BTC
~0.001 ETH
~1 USDT
Kraken
~0.00015 BTC
~0.0015 ETH
~1 USDT
Bybit
~0.0002 BTC
~0.001 ETH
~1 USDT
Binance explicitly notes that fees and minimums are dynamic and may fluctuate with congestion, so the withdrawal page is the authoritative source at any given time.
A practical observation: stablecoin withdrawals on TRC-20 or BEP-20 are consistently cheaper than ERC-20 for USDT and USDC. If you're moving a large stablecoin balance and the exchange supports TRC-20, that network typically has the lowest exchange fees and among the lowest on-chain gas costs. Confirm that your Tangem app has the TRC-20 version of the token selected before using that address.
What to Do If Your Withdrawal Is Delayed
Most withdrawals are complete within an hour. When they don't, here's the diagnosis path.
Check the TXID first. If the exchange gave you a transaction ID, paste it into the relevant blockchain explorer. Three outcomes are possible:
Not found yet: The exchange may still be processing internally. Some exchanges batch withdrawals and release them every 30-60 minutes. Wait and check again.
Unconfirmed (in mempool): The transaction is broadcast but waiting for block inclusion. This usually means the fee was set low relative to current demand. Validators prioritize higher-fee transactions, so a low-fee transfer can wait longer during congestion. Nothing to do but wait.
Confirmed: The funds have arrived on-chain. If they don't appear in Tangem, refresh the app or check that you're viewing the correct network and token.
If no TXID was issued: Contact the exchange's support team. The withdrawal may be pending a manual review, flagged by their compliance system, or delayed by a scheduled maintenance window.
One thing that cannot be fixed: a confirmed transaction sent to the wrong address. A confirmed transaction to the wrong address cannot be reversed. Replacement or cancellation techniques only apply while a transfer is still unconfirmed, and even then, they're not guaranteed. This is why the address and network check in Steps 1 and 2 matter so much.
Best Practices
Send a test amount first. Before moving a large balance, send 5-10 USDT from Binance to Tangem on the same network you will use for the full amount. Confirm it arrives. That small fee can catch a configuration error before it affects a large balance.
Verify the full address, not just the first few characters. Some clipboard-hijacking malware replaces a copied address with an attacker's address. Double-check the first and last several characters of the address shown on the exchange against what's displayed in the Tangem app before confirming.
Use 2FA on your exchange account. An authenticator app (not SMS if you can avoid it) adds a layer that makes it much harder for an attacker to initiate a withdrawal from your account, even if they have your password.
Avoid public Wi-Fi for withdrawals. Unsecured networks can expose session data. Use a mobile data connection or a trusted private network when initiating transfers.
Never share your seed phrase or private key. Private keys and seed phrases should never be shared with websites, airdrops, wallets, or protocols. No legitimate service ever needs them. If something asks for your Tangem access code or seed phrase to "verify" or "unlock" your wallet, it's a scam.
FAQ
No. Exchanges process withdrawals one asset at a time, and each withdrawal is a separate on-chain transaction with its own fee. There's no batch-send feature that allows multiple coins to be sent in a single transaction across most blockchains. If you're moving several assets, plan for multiple transactions and the cumulative fees involved.
A transfer sent to a wrong but valid address is generally irreversible once it's confirmed on-chain. The blockchain has no undo function. If the address is invalid (e.g., the wrong format or checksum), the network may reject the transaction before it is broadcast. This is why verifying the address character by character before confirming is essential, not optional.
Yes, and it varies by exchange, coin, and network. Binance, for example, sets a minimum of 10 USDT on TRC-20 and 0.0000088 BTC on the Bitcoin network, and these minimums can change without notice due to network conditions. Check the exchange's withdrawal page for the current minimum before entering an amount.
It depends on the network. Bitcoin blocks take roughly 10 minutes each, Ethereum blocks around 12 seconds, and Solana achieves sub-second finality. In practice, most withdrawals appear in Tangem within a few minutes to an hour. Delays beyond that usually trace to the exchange's internal processing queue or a low-fee transaction waiting in the mempool during congestion.
Tax treatment varies by jurisdiction and changes frequently. In many countries, moving crypto between wallets you control is not a taxable disposal. But this is not universal. Consult a tax professional in your country for a definitive answer. Keep records of every withdrawal: date, amount, coin, network, and TXID.
The steps in this guide work for any centralized exchange. The withdrawal workflow (navigate to withdraw, paste the address, select the network, enter the amount, confirm the security check) is standard across the industry. If your exchange uses different labels, look for "Send," "Transfer," or "Withdraw" in your wallet or assets section. The critical steps, matching the network and verifying the address, are the same regardless of which platform you use.
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