Cardano unveils CIP-0113 for on-chain token compliance

6.6 Tech

Oct 7, 2026

Cardano launches CIP-0113, enabling on-chain compliance features like KYC, AML, and asset freezing in tokens, enforced natively without a hard fork.

The Cardano Foundation has introduced CIP-0113, a programmable token standard now live on the Cardano mainnet. Developed in collaboration with community experts and independently audited for security, this standard empowers issuers of stablecoins, tokenized funds, bonds, and other regulated assets to embed compliance features directly into their tokens. Key features include KYC, AML checks, sanctions screening, freeze and seize capabilities, and transfer restrictions, all enforced by the Cardano ledger on every transfer, mint, or burn. Compliance logic is attached to the token itself via the extended UTXO (EUTXO) model, ensuring predictable execution costs regardless of transaction complexity. CIP-0113 did not require a hard fork and allows issuers to select or customize modular rule sets, updating them as regulations change. Early adopters include Eternl, GeroWallet, CardanoScan, and BloxBean. The protocol is endorsed by Switzerland’s Capital Markets and Technology Association as compatible with its on-chain equity framework.