Nexo Unveils Zero-Interest Crypto Loans With No Liquidation Risk
4.6 Investments Nexo launches Zero-interest Credit, offering Bitcoin and Ethereum holders 0% interest, fixed-term loans with no fees or liquidation risk, and flexible repayment options. The move comes as crypto-backed lending surges.
Nexo has introduced Zero-interest Credit (ZiC), a new borrowing product that allows Bitcoin and Ethereum holders to access liquidity at 0% interest and with no fees. ZiC offers fixed-term, crypto-backed loans with a predefined repayment structure, eliminating the risk of forced liquidation before maturity. Each loan includes a Minimum Repayment Price to prevent liquidation during the term and a Maximum Repayment Price to cap repayment exposure. Borrowers can repay using stablecoins or collateral at maturity, and a renewal option allows for extending the loan without closing the position. The product targets long-term holders, traders, and businesses seeking liquidity without selling assets or facing liquidation risks. The launch comes amid a surge in crypto-backed lending, which reached $73.59 billion in Q3 2025. Nexo is also expanding its Web3 presence with a $150 million investment fund for DeFi, gaming, and NFT projects.
