Delaware Life unveils Bitcoin-linked annuity with BlackRock
5 Investments Delaware Life debuts a fixed indexed annuity with BlackRock’s index, blending U.S. equities and Bitcoin exposure while protecting policyholder principal.
Delaware Life Insurance Company has introduced a fixed indexed annuity featuring the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index. This marks the first time a U.S. insurer has incorporated cryptocurrency exposure into its annuity offerings. The innovative index blends traditional U.S. equities with Bitcoin exposure via BlackRock’s iShares Bitcoin Trust ETF (IBIT), targeting a 12% volatility cap while maintaining principal protection for policyholders. It is available through several Delaware Life FIA products, including Momentum Growth, Momentum Growth Plus, and DualTrack Income. This structure allows investors to access potential gains from both equities and Bitcoin without the complexities of direct crypto ownership. The launch responds to rising investor demand for digital assets in retirement portfolios, offering growth potential and downside protection. It coincides with Bitcoin’s 17th anniversary and the IBIT ETF’s second anniversary, underscoring the growing role of digital assets in mainstream finance.
