German banks to launch crypto trading by 2026

German cooperative and savings banks will offer crypto trading to millions by 2026, integrating digital assets into standard banking apps and accounts.

Germany's banking sector is undergoing a significant transformation as cooperative and savings banks prepare to introduce cryptocurrency trading to millions of retail customers. These institutions are integrating crypto trading into their existing digital platforms, allowing users to buy and sell assets like Bitcoin and Ether directly through familiar banking apps and accounts. This eliminates the need for third-party exchanges and streamlines the process for everyday users. The initiative, led by networks such as DZ Bank and Sparkassen, is scheduled to roll out by the end of 2025 and continue into 2026. Some platforms have already secured regulatory approvals, paving the way for a smooth launch. This move is driven by strong customer demand and growing trust in traditional financial institutions. By embracing digital assets, German banks are set to expand access to cryptocurrencies, accelerate mainstream adoption, and firmly embed digital assets within the country’s regulated financial system.