XRP (XRP) — price, overview & secure storage
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Last Updated on Jun 02, 2026 05:24 AM
What is XRP? Complete guide to XRP
What is XRP and who created it?
Ripple is a cryptocurrency platform where XRP serves as the transactional protocol. Unlike other cryptocurrencies, Ripple is built on a distributed ledger network that requires various parties to validate transactions, eliminating the need for a centralized authority. This setup facilitates global transactions with significantly lower fees compared to Bitcoin. Ripple was founded by Ripple Labs, which continues to back it, unlike Bitcoin, which is supported by a larger network of developers.
Key features of XRP blockchain
Ripple's standout feature is its immediate transfer capability, requiring no typical confirmation time. Unlike Bitcoin, which has a growing pool of currency with an eventual maximum, Ripple was created with all of its 100 billion XRP tokens from the start. This fixed supply is maintained without mining, and most tokens are owned by Ripple Labs. The company holds 55 billion XRP in escrow, allowing it to sell up to a billion per month to fund new projects and acquisitions.
How XRP transactions work
Ripple aims to leverage XRP technology for faster banking transactions globally. While Bitcoin and other cryptocurrencies focus on separating financial transactions from traditional financial organizations, Ripple seeks to integrate with them. This approach positions Ripple as a unique player in the cryptocurrency space, aiming to enhance traditional banking systems rather than replace them.
Wallet for XRP
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Tangem supports networks for XRP
- Xrp Ledger
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Similar cryptocurrencies to XRP (XRP)
| Asset | 24h % | Market cap | |
|---|---|---|---|
 BitcoinBTC | $70,635.42 | -3.76% | $1.42T |
 EthereumETH | $1,996.17 | -0.05% | $0.24T |
 TetherUSDT | $0.9984 | -0.02% | $0.19T |
 BNBBNB | $686.48 | -1.44% | $92.53B |
| XRPXRP | $1.27 | -3.56% | $78.85B |
Frequently asked questions about XRP (XRP)
- XRP is a blockchain-based digital asset used for transferring value and interacting with decentralized applications. It operates without central control, relying on distributed network technology.
- XRP offers efficient transactions, strong network security, and support for decentralized applications. Its design aims to provide a reliable user experience.
- Yes. XRP is the trading symbol used to identify XRP on exchanges and charts.
- You can buy XRP using on-ramp services available in Tangem Wallet or exchanges. After purchasing on an exchange, you can transfer it to your Tangem Wallet.
- The safest option is to use a hardware wallet that keeps your private keys offline. Tangem provides secure cold storage protection.
- Ripple isa blockchain-based digital payment network and protocol that uses the XRP Ledger blockchain and XRP. Ripple makes money by providing cross-border payment and crypto liquidity services to businesses. One of the first of its kind, Ripple operates in the blockchain and cryptocurrency financial services industry.
How to store XRP securely with a hardware wallet
Tangem products are for everyone, from beginners to experts. They keep your crypto safe and easy to manage. With cutting-edge technology, Tangem lets you control and protect your digital assets.
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Get the Tangem Wallet and take control of your assets with just one tap. It's perfect for anyone new to crypto and offers a great experience for more experienced users too.
Sync Tangem Wallet with our App. During the activation process, the card’s embedded chip generates a random private key, ensuring that the wallet cannot be compromised.
Discover the power of crypto. Manage crypto with balance tracking, secure transactions, and direct purchases or swaps through Tangem Wallet.
Why Tangem is a trusted XRP hardware wallet
Private. No registration and KYC required to use the app. We don't track your data.
Secure. Your private keys are encrypted and never leave your device. Only you have control over your funds.
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