6.8 Banking U.S. Bank在Stellar区块链上完成USBDC稳定币试点，测试跨境支付及合规集成，探索未来应用。
美国第五大商业银行U.S. Bank已完成其专有USBDC稳定币的实地试点，在Stellar区块链上实现了北美与欧洲业务之间的实时跨境支付。此次试点涵盖了稳定币的全生命周期，包括铸造、赎回、支付执行、冻结和追索等功能，并验证了与银行数字基础设施及风险管理系统的集成能力。 与许多采用私有网络的银行不同，U.S. Bank选择了公有Stellar区块链，展示了在开放网络上安全进行大规模资金转移的能力。这一举措凸显了银行在库务运营、流动性管理和抵押品转移等领域利用区块链技术的承诺，同时确保合规性与运营控制。 目前，U.S. Bank尚未公布USBDC对客户开放的时间或商业化计划，但此次试点为未来更广泛的应用场景奠定了基础。
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