4.7 Macro 尼尔·卡什卡里称加密货币对消费者基本无用，极具投机性且缺乏实际价值，同时肯定AI的效用，并指出经济在通胀压力下依然表现出韧性。
尼尔·卡什卡里（Neel Kashkari）再次表达了他对加密货币的强烈怀疑，称其对消费者来说基本上毫无用处，并将其使用等同于赌博。他强调，加密货币缺乏日常金融活动的实际用途，极具投机性，未能为普通用户带来有意义的好处。卡什卡里将此与人工智能（AI）进行了对比，认为AI具有实际效用，已在企业中进行测试，尽管目前尚未导致大规模裁员。他还谈及更广泛的经济问题，指出通胀依然是主要挑战，但已有缓解迹象，经济表现出韧性，家庭资产负债表健康。卡什卡里为央行独立性辩护，并澄清当前资产负债表的扩张并不等同于量化宽松。尽管他持批评立场，比特币（Bitcoin）价格仍不断创新高，凸显了监管者与市场趋势之间的持续争论。
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