切换至无助记词模式。使用 SWITCH30 立减 30%，截止 10 月 21 日 立即切换 
6.6 Banking 全北银行面向企业客户推出韩国首个比特币抵押韩元贷款，采用第三方托管和严格风控，违约时抵押品经法院处置。
全北银行推出了韩国首个以比特币作为抵押的银行发行韩元贷款，主要面向寻求经营资金的企业客户。银行自身并不直接托管比特币抵押品，而是由合格的虚拟资产服务提供商负责托管，以确保符合当地法规和安全认证要求。 如果比特币价值下跌，抵押品价值也会相应减少，借款人可能需要追加保证金或补充抵押品。若发生违约，银行将在法院监督下出售比特币以回收债务，超出部分返还借款人，不足部分则由借款人承担。 为控制风险，银行采用保守的贷款价值比限制、压力测试以及基于全球交易所价格的估值体系。这一创新贷款产品目前仅限企业借款人，体现了传统银行体系对数字资产的谨慎接纳。
South Korea just got its first traditional bank loans backed by bitcoin
Jeonbuk Bank Launches South Korea’s First Bitcoin-Backed Won Loans As Global Banks Embrace Crypto Collateral
Bitcoin Drops, Borrower Takes the Hit: How Jeonbuk Bank Protects Its Loan
South Korean bank launches Bitcoin-backed business loans: Report
Jeonbuk Bank offers South Korea’s first bank-issued Bitcoin-backed loans
Jeonbuk Bank in South Korea has started offering loans secured by Bitcoin.
Jeonbuk Bank launches South Korea’s first Bitcoin-backed loans for corporate clients
South Korea's Jeonbuk Bank launches won-denominated loan program collateralized by Bitcoin
