6.6 Banking 美国39州银行协会成立BankChain联盟，计划2027年推出行业自有区块链网络，支持智能支付、代币化存款和稳定币。
美国39个州的银行协会联合成立了BankChain联盟，这是一个由行业自身拥有、设计和治理的区块链网络，计划于2027年正式推出。该联盟代表了数千家银行，包括社区银行和区域性银行，旨在在受监管的框架下引入智能支付工具、代币化存款、稳定币和自动结算服务。 BankChain网络计划实现与其他区块链的互操作性，目前尚未选定技术合作伙伴，也没有具体银行公开承诺加入。参与银行将在运营规则、成员资格和未来产品方面拥有正式发言权，但治理、资金和所有权的细节仍待公布。 该倡议强调在保持监管标准和安全性的同时，使各类银行能够提供现代金融服务。这一举措是在银行业与加密行业政策辩论后宣布的，凸显了银行业积极拥抱区块链技术的趋势。
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