6.6 Banking 美联储提议取消银行监管中的“声誉风险”，终结加密行业被拒绝开户现象，确保银行基于金融风险而非主观因素决策。征集意见期60天。
美国联邦储备委员会提议取消将“声誉风险”作为银行监管依据，旨在终结银行因主观或政治因素拒绝为合法企业（包括加密行业）提供服务的做法。该提案于2024年2月24日公布，并开启为期60天的公众意见征集期，旨在确保银行仅基于客观的金融风险管理做出决策。 此举被广泛视为对有争议的“Chokepoint 2.0行动”的回应，该行动曾导致加密公司被剥夺银行服务。美联储的政策转变有望改善数字资产公司的银行准入，促进加密行业与传统金融体系的深度融合。 该提案还回应了对歧视性做法的担忧，强调银行不应因政治观点、宗教信仰或参与不受欢迎但合法的行业而拒绝提供服务。此举有望为加密企业带来更多稳定性与信心。
Fed propõe fim do risco reputacional e mira desbancarização cripto
New Fed Plan Could Ease Banking Access for Crypto Firms
US Federal Reserve Moves to Ban Banks from Using “Reputational Risk” to Deny Crypto Clients
Federal Reserve crypto banking proposal aims to dismantle debanking barriers
US Federal Reserve Proposes Rule to End Crypto Debanking and Reputation Risk Scrutiny
Federal Reserve Moves to End Crypto Debanking, Major Relief for Industry
Federal Reserve Reconsiders Rules That Impact Crypto Banking
Federal Reserve to Address Banking Service Refusal Due to Reputation Risk
Fed Lifts Reputation Risk for Crypto Debanking
