6.7 Regulation 欧洲央行反对MiCA对稳定币60%银行存款要求，建议以短期流动资产替代，并呼吁加强对加密企业的监管。
欧洲中央银行（ECB）与欧盟成员国中央银行联合呼吁取消MiCA要求主要稳定币发行方将至少60%的储备金存放于银行的规定。他们认为，这一规定可能导致银行面临来自稳定币市场的波动风险，并削弱存款的稳定性。央行建议，储备金的一部分应以高度流动、在一至五个工作日内到期的资产形式持有，以降低风险。 此外，央行指出MiCA在执行过程中仍面临挑战，因为不合规的加密企业依然能够接触欧盟客户，带来投资者保护风险。欧洲央行还支持维持对稳定币支付利息的禁令，并主张对欧盟内重要加密企业实施更严格的监管和集中监督。 整体来看，央行强调需要调整相关规定，以确保金融体系稳定，并加强对加密行业的监管和执法。
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