6.8 Banking Coinbase 获 OCC 全国性信托银行全牌照，可提供联邦监管的加密托管和支付服务，体现监管信心提升。
Coinbase 已获得美国货币监理署（OCC）颁发的全国性信托银行全牌照，其地位由有条件转为完全持牌。这一批准使 Coinbase 能以联邦监管的信托银行身份运营，专注于机构级数字资产托管和支付服务，但不包括零售存款、传统贷款或直接发行稳定币。 公司计划在三年内逐步将现有受纽约监管的托管业务过渡至新牌照体系，同时保留州信托牌照和 BitLicense。该牌照是在数月合规准备、人员招聘和监管审查后获得，申请流程始于 2025 年 10 月。 2025 年 7 月签署的 GENIUS 法案为加密公司获得联邦信托批准提供了法律支持。Coinbase 与 Ripple 等其他加密公司一道获得联邦信托银行牌照，反映出行业向联邦监管靠拢的趋势。这一进展显示监管机构对 Coinbase 机构服务的信心增强，或将影响更广泛的加密货币生态系统。
Coinbase Stock: OCC Grants Final Trust Bank Approval to COIN
Coinbase obtains OCC banking license and secures ETH custody under federal supervision
The OCC definitively approves Coinbase's federal crypto trust bank
Coinbase achieves final approval from the OCC for crypto custody trust bank
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Coinbase Activates OCC National Trust Charter for…
After Ripple, Coinbase in turn obtains its federal banking license in the USA
Coinbase Wins Full Federal Trust Charter From OCC
Coinbase receives approval to become a chartered trust bank
Coinbase National Trust Bank Charter Receives Full Federal Approval
Coinbase Secures Final OCC Approval for U.S. National Trust Bank Charter
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Coinbase Joins Elite Club After Securing Full National Trust Charter From OCC
Coinbase receives final approval to operate as a fiduciary bank in the USA
Coinbase gains federal trust bank approval from OCC for nationwide crypto custody
Coinbase obtains the latest US trust bank charter from the federal regulator
Coinbase has obtained a full trust bank license in the USA
Coinbase wins final U.S. trust bank charter from federal regulator
Coinbase Wins Final OCC Trust Charter: Custody Only, No Deposits, No Stablecoin
Coinbase receives full federal trust bank charter from OCC
Coinbase secures OCC charter to expand federal custody
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Coinbase Lands Its Trust Charter Two Weeks After Ripple
Coinbase Launches National Trust Company Following OCC
Coinbase Wins Final OCC Charter for Federal Crypto Custody
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Coinbase Joins Circle, Ripple With Final OCC Approval for Federal Trust Bank Charter
Coinbase Secures Full US Federal Approval to Operate as a National Trust Bank
Coinbase Trust Charter Enables Three-Year Custody Migration
Coinbase Secures National Trust Bank Charter from OCC
Coinbase Wins Final OCC Approval for National Trust Bank Charter
Coinbase wins full US banking approval, but with key restrictions
Coinbase’s national trust charter adds federal oversight to $245.7B in custody as of mid-2025
Coinbase secures national trust bank charter from OCC
Coinbase gets full U.S. trust charter from federal banking regulator
