6.6 Banking 韩国将于2026年底试点区块链存款通证用于政府支出，提升透明度和效率，优化公共资金管理。
韩国正积极推进数字金融计划，计划通过试点基于区块链的存款通证来优化政府支出流程，目标是取代传统信用卡和借记卡系统。该试点由经济和财政部主导，预计将于2026年第四季度启动，作为监管沙盒计划的一部分。 项目将测试存款通证的实际应用，这些通证是银行存款在分布式账本技术上的数字化表示，由法定货币全额支持。通证支持可编程、即时且合规的交易，有助于提升公共资金的透明度、效率和可控性。 该举措延续了此前政府补贴通证化的试点，旨在简化行政流程、减少人工报告和降低交易费用。韩国银行也在“汉江项目”下，联合九家商业银行测试存款通证在零售支付和政府补贴发放等场景的应用，体现了区块链技术在公共部门金融运营中的广泛趋势。
South Korea tests blockchain tokens to replace public cards
South Korea Tests Blockchain for Government Spending
South Korea Tests Tokenized Deposits in Government Payments
South Korea will test "deposit tokens" for its government expenditures
South Korea Explores Tokenized Payments to Upgrade Public-Sector Expense Tracking
South Korea Expands Deposit Token Pilot — A Third Path in Digital Money?
South Korea eyes Blockchain for state fund execution
South Korea’s Innovative Shift Toward Blockchain Technology in Public Expenditure
South Korea To Pilot Blockchain-Based Deposit Tokens for Government Spending
South Korea plans to ditch government cards in favor of blockchain deposit tokens
South Korea Pilots Blockchain-Based Digital Currency for Business Expenses
