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How to buy Universal High Income

How to buy Universal High Income

  • Non-custodial
  • Private keys are yours
  • +1M users
  • 4.7 on App Store

Buy Universal High Income quickly on your phone without an exchange or signup. Tangem is a free, non-custodial wallet for iOS and Android. Buy Universal High Income with Apple Pay, Google Pay, Venmo, PayPal, or cards

Download the app

How to buy Universal High Income right now?

The fastest way to buy Universal High Income is directly inside the Tangem app, without opening an account

1

Download the Tangem app

from the App Store or Google Play Store

2

Create your Universal High Income wallet

You own the keys; No one can access the private keys

Download the app

Why buying Universal High Income in a non-custodial wallet is safer

When you buy Universal High Income on an exchange, the exchange holds your funds. If the exchange is hacked, freezes withdrawals, or goes bankrupt, your Universal High Income is at risk. Tangem ensures that doesn't happen to you. When you buy Universal High Income, our integrated provider sends it directly to your wallet's public address.

What you can do with Universal High Income in Tangem

Send Universal High Income to any wallet address

Move Universal High Income across Ethereum, Tron, BNB Chain and more — no KYC, no middlemen

Cold storage in your pocket. Tap to secure. Tap to spend.

Private keys never leave the card's secure chip — no exposure, no online risk

Swap Universal High Income for other assets directly in the app

Compare rates from DEXs and CEXs automatically — no external account needed

Earn with it by connecting to dApps and DeFi protocols

Access yield on Aave and other protocols without handing over your keys

Fees and limits when buying Universal High Income

Completely zero fees to hold or send Universal High Income in Tangem

0.5-1%

On-ramp fee

Charged by the payment provider processing your purchase

Rates and minimums vary by provider and region, and are displayed clearly in-app before checkout

$0.10-0.25

Network fee

Paid to Universal High Income miners or validators to process your transaction

This varies with network congestion and is shown before you confirm

Limits depend on your region and the payment provider. Tangem works with multiple on-ramp partners so you can compare options before buying.

Buying Universal High Income with Tangem

Here we've answered some of the most common questions we received

  • No. Tangem lets you buy Universal High Income directly in the app using Apple Pay, Google Pay, and more payment options. You never need to create an exchange account or go through a separate verification process to get started.

  • No. Tangem is fully self-custodial. Your Universal High Income is stored on the secure chip inside your Tangem card, and only you hold the private keys. Tangem never has access to your funds.

  • Most purchases complete within a few minutes. Once the payment is approved by the provider, your Universal High Income is delivered straight to your Tangem Wallet.

  • Your Universal High Income is stored on your Tangem card, not on your phone. Simply install the Tangem app on your new device and tap your card to regain full access to your wallet.

  • Your Tangem Wallet already is cold storage. The private keys for your Universal High Income are generated and kept on the card's secure element and never leave it.

  • KYC requirements depend on the payment provider and the amount you're purchasing. For small purchases of Universal High Income, many providers allow you to buy without verification.

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Want maximum security? Upgrade to cold storage

The Tangem app gives you a secure, non-custodial wallet that most people will never need to go beyond

Download the app Upgrade to cold wallet

  • The Tangem app gives you a secure, non-custodial wallet. If you are holding a significant amount of Universal High Income and want your keys offline and safe, Tangem wallets are built for that

  • Pair a card with the app, and your wallet migrates to a secure EAL6+ certified element. You manage everything through the Tangem app and your keys live on the hardware

  • Tangem is a Swiss-based company and has been building self-custody wallets since 2017. Our products have been independently audited, certified, and reviewed by security researchers and major crypto media

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