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How to buy Universal USDC

How to buy Universal USDC

  • Non-custodial
  • Private keys are yours
  • +1M users
  • 4.7 on App Store

Buy Universal USDC quickly on your phone without an exchange or signup. Tangem is a free, non-custodial wallet for iOS and Android. Buy Universal USDC with Apple Pay, Google Pay, Venmo, PayPal, or cards

Download the app

How to buy Universal USDC right now?

The fastest way to buy Universal USDC is directly inside the Tangem app, without opening an account

1

Download the Tangem app

from the App Store or Google Play Store

2

Create your Universal USDC wallet

You own the keys; No one can access the private keys

3
Buy Universal USDC

Buy Universal USDC instantly

You can use Apple Pay, Google Pay, Credit cards or Bank transfers

Download the app

Why buying Universal USDC in a non-custodial wallet is safer

When you buy Universal USDC on an exchange, the exchange holds your funds. If the exchange is hacked, freezes withdrawals, or goes bankrupt, your Universal USDC is at risk. Tangem ensures that doesn't happen to you. When you buy Universal USDC, our integrated provider sends it directly to your wallet's public address.

What you can do with Universal USDC in Tangem

Send Universal USDC to any wallet address

Move Universal USDC across Ethereum, Tron, BNB Chain and more — no KYC, no middlemen

Cold storage in your pocket. Tap to secure. Tap to spend.

Private keys never leave the card's secure chip — no exposure, no online risk

Swap Universal USDC for other assets directly in the app

Compare rates from DEXs and CEXs automatically — no external account needed

Earn with it by connecting to dApps and DeFi protocols

Access yield on Aave and other protocols without handing over your keys

Fees and limits when buying Universal USDC

Completely zero fees to hold or send Universal USDC in Tangem

0.5-1%

On-ramp fee

Charged by the payment provider processing your purchase

Rates and minimums vary by provider and region, and are displayed clearly in-app before checkout

$0.10-0.25

Network fee

Paid to Universal USDC miners or validators to process your transaction

This varies with network congestion and is shown before you confirm

Limits depend on your region and the payment provider. Tangem works with multiple on-ramp partners so you can compare options before buying.

Buying Universal USDC with Tangem

Here we've answered some of the most common questions we received

  • No. Tangem lets you buy Universal USDC directly in the app using Apple Pay, Google Pay, and more payment options. You never need to create an exchange account or go through a separate verification process to get started.

  • No. Tangem is fully self-custodial. Your Universal USDC is stored on the secure chip inside your Tangem card, and only you hold the private keys. Tangem never has access to your funds.

  • Most purchases complete within a few minutes. Once the payment is approved by the provider, your Universal USDC is delivered straight to your Tangem Wallet.

  • Your Universal USDC is stored on your Tangem card, not on your phone. Simply install the Tangem app on your new device and tap your card to regain full access to your wallet.

  • Your Tangem Wallet already is cold storage. The private keys for your Universal USDC are generated and kept on the card's secure element and never leave it.

  • KYC requirements depend on the payment provider and the amount you're purchasing. For small purchases of Universal USDC, many providers allow you to buy without verification.

D'autres questions ?

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Want maximum security? Upgrade to cold storage

The Tangem app gives you a secure, non-custodial wallet that most people will never need to go beyond

Download the app Upgrade to cold wallet

  • The Tangem app gives you a secure, non-custodial wallet. If you are holding a significant amount of Universal USDC and want your keys offline and safe, Tangem wallets are built for that

  • Pair a card with the app, and your wallet migrates to a secure EAL6+ certified element. You manage everything through the Tangem app and your keys live on the hardware

  • Tangem is a Swiss-based company and has been building self-custody wallets since 2017. Our products have been independently audited, certified, and reviewed by security researchers and major crypto media

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