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MoonPay in Tangem for More Onramping Options

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Tangem team
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AI summary

Tangem has integrated MoonPay into its wallet app, allowing users to purchase cryptocurrencies instantly using various payment methods, including cards, bank transfers, and Apple Pay or Google Pay. This partnership provides a seamless, secure, and compliant fiat-to-crypto onramp directly within the Tangem wallet, eliminating the need for exchanges and ensuring user self-custody. The process is user-friendly and supports global access, while MoonPay manages all regulatory compliance and KYC requirements.

MoonPay is now available for onramps


We’ve expanded our integration with MoonPay to facilitate a complete fiat-to-crypto gateway. You can now access MoonPay’s buying services directly through the app, enabling you to purchase crypto instantly using their supported methods, including cards, bank transfers, and Apple Pay or Google Pay.

What is MoonPay?

MoonPay is one of the world’s leading crypto payment infrastructure companies, trusted by over 500 organizations across Web3, fintech, and enterprise sectors. Founded in 2018, the company has built the rails that connect traditional finance with the digital-asset economy.

Why MoonPay stands out

A complete Onramp and offramp inside Tangem

Until now, most hardware wallet users needed multiple apps to manage their assets. They bought crypto on an exchange, transferred it to the correct address, and repeated the process in reverse when selling.

That entire multi-step workflow now collapses into a single tap.

With MoonPay inside Tangem, users can:

  • Buy crypto  using Apple Pay, Google Pay, PayPal, Venmo, or traditional bank cards
  • Sell crypto and withdraw funds back to supported payment methods
  • Manage everything within one secure, familiar environment

This eliminates the biggest breakdown points in user conversion, especially for those new to self-custody.
 

Simple fiat-to-crypto transactions for beginners

For newcomers, the biggest barrier to adopting hardware wallets has always been the onboarding process. Buying crypto elsewhere and then transferring it into a wallet introduces technical steps and high perceived risk.

MoonPay changes that.

Now, the moment you set up Tangem, you can acquire crypto directly inside the app. No external accounts, confusing transfers, or fear of sending funds to the wrong address.

And when you want to cash out? The off-ramp is just as simple. This reduces churn dramatically and gives beginners the smooth, guided experience they expect from modern financial apps.

Available in 160+ countries, including key U.S. coverage

MoonPay’s global reach means Tangonramptegrated buy/sell experience is now available to users across 160+ countries, ensuring broad accessibility for both established and emerging markets.

Crucially, this includes coverage for many users in the United States, a region where compliant, reliable payment solutions are commonly limited.

Zero chances for error.

Sending funds between apps introduces unnecessary friction, and serious risk.

By keeping buying and selling fully inside the Tangem environment:

  • Users never have to copy a wallet address
  • There’s no risk of sending funds to the wrong destination
  • Every transaction is simple, guided, and intuitive

Fewer steps means fewer mistakes, fewer support tickets, and far greater confidence.
 

A trusted and familiar payment experience

MoonPay is one of the most recognized and compliant payment providers in the crypto industry. For many users, it’s a name they already know and trust.

By relying on a provider with strong regulatory standards, we're delivering higher user confidence and a smoother, more recognizable checkout flow.

Built for every type of user

This integration benefits every segment of our audience. Beginners gain a streamlined, hand-holding experience that removes all technical hurdles.

Experienced users get secure self-custody with instant access to liquidity.

Conversion rates increase because every step, from onboarding to investment to off-ramping, happens in one tightly integrated ecosystem.



MoonPay’s regulatory footprint spans key jurisdictions, including the U.S., U.K., andsuch as making it one of the most compliant crypto payment providers in the world. This means Tangem users can buy crypto confidently, knowing their transactions meet international financial-security standards.

How to Buy Crypto in Tangem Using MoonPay

Getting started with MoonPay inside Tangem is quick, intuitive, and fully secure. The process takes only a few minutes, no exchanges, no complicated forms, and no custodial transfers. Here’s how you can buy your first crypto with Moonpay directly inside your Tangem Wallet.

Step 1: Open Your Tangem App

Ensure your Tangem Wallet and mobile app are updated to the latest version. Open the app and connect your Tangem card or backup card. Once connected, your wallet dashboard will display your current balances and available features.

Step 2: Tap Buy

On the home screen, tap the “Buy” button. This opens the on-ramp interface within Tangem, where you’ll see available providers. Select MoonPay as your preferred fiat-to-crypto gateway.

Step 3: Choose Your Cryptocurrency

Select the asset you want to purchase, such as Bitcoin (BTC), Ethereum (ETH), or stablecoins like USDT or USDC. Tangem displays the real-time price and minimum purchase amount, ensuring fcompletetransparency before you proceed.

Step 4: Enter the Purchase Amount and Currency

Enter how much you’d like to buy in your local fiat currency (USD, EUR, GBP, NGN, etc.). Tangem automatically calculates the equivalent crypto amount based on live rates from MoonPay.

Step 5: Choose Your Payment Method

MoonPay supports multiple payment options, including credit/debit cards, Apple Pay, Gooonrampingnd local payment methods (depending on your region). Select your preferred payment channel and confirm the details.

Step 6: Complete KYC (If Required)

Depending on your location or transaction size, MoonPay may prompt a quick Know Your Customer (KYC) verification. You’ll need to provide basic identification (like a passport or driver’s license), a one-time process for compliance and fraud prevention. Tangem will never have access to any data or documentation related to the KYC process (this is entirely managed by MoonPay).

Step 7: Review and Confirm

Before you finalize your purchase, Tangem will show a transparent summary of your transaction, including exchange rate, fees, and estimated delivery time. Review and tap Confirm Purchase.

Step 8: Receive Crypto Instantly in Your Tangem Wallet

Once the payment is processed, MoonPay sends the purchased ccryptocurrencydirectly to your Tangem self-custody address, with no intermediaries, no holding accounts, and no withdrawal waiting time. for withdrawals You’ll see your new balance appear in the Tangem app almost instantly.

 

Pro tips for smooth transactions

  • Use verified payment methods: Ensure your card or Apple/Google Pay account matches your verified name for faster approval.
     
  • Check local availability: MoonPay’s coverage includes most major markets, but supported assets and payment options may vary by country.
     
  • Keep your Tangem cards secure: All crypto is stored on your physical cards, never in the app or on Tangem’s servers. If you lose your phone, your funds remain safe.
     
  • Track purchase history: You can view your previous MoonPay transactions directly in Tangem’s “Buy” section for easy reference.
     

How Moonpay enhances onramping in Tangem

With MoonPay integrated directly into Tangem, the entire buying experience happens within your own wallet. There’s no longer a need to send funds to an exchange, wait for withdrawals, or risk exposing your private keys.

Every step, from fiat purchase to blockchain delivery, now happens in a closed, secure, user-controlled environment, bridging convenience with uncompromising security.

This combination of regulated on-ramping and true self-custody represents a new standard for crypto access, one that finally matches the simplicity users expect from modern financial apps.

FAQs: MoonPay integrated in Tangem

Can I sell crypto with MoonPay too?

Tangem already supports off-ramping, and that functionality remains available. The MoonPay integration specifically strengthens on-ramping by giving you more ways to turn fiat into crypto.

What payment methods can I use?

You can use debit cards, credit cards, Apple Pay, Google Pay, and region-specific banking options depending on where you live.

Do I need an account on an exchange?

No. You can buy crypto through MoonPay directly inside Tangem without creating an account on an exchange or transferring your assets afterward.

Is MoonPay safe to use?

Yes. MoonPay is a globally recognized fiat-to-crypto provider regulated across major jurisdictions, including the U.S., U.K., and EU. All purchases are compliant with local regulations.

Where does my crypto go when I buy through MoonPay?

The purchased crypto is delivered directly to your Tangem wallet address.

Do I need to complete KYC to use MoonPay?

Some users may need to complete a short identity verification via MoonPay platform depending on their location and purchase amount. This is a standard, one-time requirement.

How fast will I receive my crypto?

In most regions, transactions settle within a few minutes after payment is completed and verified.

Will Tangem store my information?

No. Tangem does not store or access your personal data or KYC documents. Identity verification happens only within MoonPay.

What countries are supported?

MoonPay currently operates in more than 160 countries. The availability of payment methods and supported assets may vary depending on local regulations.

What if my purchase is declined or delayed?

Most issues are related to payment verification or KYC. You can contact MoonPay’s support directly for help, or review their guidance inside the purchase flow.

How does Tangem handle wallet address delivery to MoonPay?

Tangem automatically provides the user’s receiving address to MoonPay during the purchase flow. Users do not manually enter an address, preventing mistakes and improving transaction accuracy.

Are private keys ever exposed during onramping?

No. Private keys remain inside the Tangem card's secure element at all times. MoonPay only receives the public receiving address.

Which cryptocurrencies can be purchased via MoonPay inside Tangem?

Supported assets depend on MoonPay’s local availability, but typically include BTC, ETH, USDT, USDC, and other major tokens. Tangem displays only assets that can be purchased in your region.

Does MoonPay support KYC-less purchases?

Some regions permit low-value transactions without KYC, but this depends entirely on MoonPay’s regulatory framework. They will prompt KYC only when required.

What happens if the receiving address changes?

Since Tangem uses a self-custodial wallet tied to the physical card, the receiving address remains deterministic and tied to your card. MoonPay always sends crypto to the correct address for the connected card.

Are network fees included in the purchase?

Yes. MoonPay provides a detailed breakdown, including crypto network fees, before the user confirms a transaction. Tangem does not alter or add additional network charges.

Does Tangem validate MoonPay’s KYC or compliance requirements?

No. MoonPay handles compliance screening and KYC verification. Tangem does not have access, process, store, or validate personal information.

Does MoonPay support both onramping and off-ramping inside Tangem?

MoonPay enhances Tangem’s onramping capabilities. Off-ramping remains supported through existing providers in the app.

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Authors Tangem team

We are a team of Tangem Wallet users dedicated to simplifying self-custody for everyone.