Гаманець для First Digital USD

What is First Digital USD (FDUSD)?

A dollar stablecoin issued out of Hong Kong by First Digital Labs, FDUSD is meant to sit at one US dollar, with reserves of cash and short-term cash equivalents held in trust by First Digital Trust and reported in regular attestations. It does not rebase, does not pay anything to holders by design, and has no supply cap: tokens are minted when dollars come in and burned when they go out. Direct minting and redemption with the issuer is for verified institutional clients, so most people acquire and offload FDUSD on the open market rather than through the issuer.

What matters for a holder is that FDUSD is a multi-chain asset, and each deployment is a separate token issued natively on that chain, not a wrapped or bridged copy. On Ethereum and Arbitrum it is an ERC-20 and transfers cost ETH; on BNB Smart Chain it is a BEP-20 and fees are paid in BNB; on Solana it is an SPL token that needs a token account funded with a little SOL; on TON it is a jetton and gas is paid in Toncoin. A balance on BNB Smart Chain is not visible or spendable on Ethereum. To move between chains you go through an exchange withdrawal or a bridge, and a deposit sent on a network the recipient does not support may be hard or impossible to recover. FDUSD is also the ticker you will see on zero-fee spot pairs, which is why so much of it moves in and out of exchange accounts, so checking the withdrawal network before each transfer is the main habit to build.

Tangem keeps FDUSD as a separate balance on each of these networks and shows which network an outgoing transfer uses before the card signs it, so the check happens on your side, every time. For a stablecoin that exists in five identical-looking flavors, that per-network view is the thing you actually need. Supported networks in Tangem (5): Arbitrum One, Ethereum, BNB Smart Chain, Solana, TON.