Гаманець для Alloy Tether

What is Alloy Tether (AUSDT)?

Alloy Tether (AUSDT) is a dollar-tracking token from Alloy by Tether, and it is not the same thing as USDT. Regular USDT is backed by reserves held off-chain; AUSDT was minted on-chain against Tether Gold (XAUt). Whoever wanted new AUSDT locked XAUt in the Alloy smart contracts as collateral and minted AUSDT against it at an over-collateralized ratio. If gold falls far enough that a position no longer meets the required ratio, that position can be liquidated. None of this affects you as a plain holder: an AUSDT unit in your wallet stays a unit, does not rebase and does not change balance on its own.

New minting is closed and the Alloy platform is being wound down; returning AUSDT for collateral goes through the Alloy platform and requires verification, but the token itself is an ordinary ERC-20 on Ethereum. Holding, receiving and sending it need no permission; the only thing you need alongside it is a little ETH for gas, because AUSDT cannot pay its own transfer fees.

One ticker, two different tokens

The ticker is the trap. "aUSDT" has long been used by Aave for its interest-bearing deposit token that represents USDT lent out on Aave. That token grows in balance over time and lives on several networks. Alloy Tether's AUSDT is a different contract with a fixed-balance design and a gold vault behind it. Before adding the token or accepting a transfer, make sure you are looking at the Alloy one, not the Aave one.

Supported networks in Tangem (1): Ethereum. In the Tangem app the token appears as its own line under the network it lives on, with ETH kept in the same wallet to cover gas, and the transaction is signed by tapping the card to your phone. For an asset whose main risk is picking the wrong AUSDT rather than any complexity in holding it, that arrangement covers what a holder actually needs.